Summer Storms

In the summertime, we see lots of thunderstorms and hail in Central Kentucky.

What should you do if your home or car is damaged during a storm?

1. Stay safe? Wait until the storm has passed before you inspect the damage.
2. Take steps to protect your property. Maybe you need to spread a tarp over a section of the roof. Maybe you need to pick up shingles in the yard.
3. Contact your insurance agent. Many times, the damage done to your shingles isn’t a large enough amount of money to file a claim when you factor in your deductible.
4. Get an estimate to see how much the repairs will cost you.

If your car is damaged by hail or a fallen tree limb, you will need to have comprehensive coverage on your auto policy. Have a discussion with your insurance agent to be sure you can get the damage repaired. Again, get an estimate to see how much the repairs will cost you.

Your agent is there to help you in the case of a weather event that causes property damage. Reach out to get advice, after the danger of the storm has passed.