POTHOLES – What Do I Do If I Hit One?

Aren’t potholes the worst?!

It seems that the more I try to avoid hitting a pothole, the more likely I am to actually hit it. I immediately cringe and hope I didn’t just destroy my rim, wheel, or tire! Sometimes, especially at night, it is really difficult to see one, but the unmistakable huge bump and scrape lets you know what just happened.

How does your insurance carrier handle claims regarding potholes? Insurance companies will consider this a collision-type of claim and it will show as an at-fault claim on your claims history.

What should you do if you hit a pothole?

• Be sure the car is safe to drive. Your steering may be impacted or you may get a flat tire.
• Get an estimate on the repairs to fix the damage done to your wheel.
• Depending on your deductible, you may want to fix the damage without filing an insurance claim.

Always discuss claim situations with your agent. They are there to assist you as needed!