5 years ago
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by
Steven Castle ·
Comments Off on Castle Insurance & Kentucky Sport Boat and Recreation Show – 2020
We are so excited to have a spot at the Kentucky Sport Boat and Recreation Show this
weekend.
Stop by and register to win some cool prizes! We have a nice portable grill to give away as well
as a pop-up two person Coleman tent, and two Coleman camping chairs with a 4 – can attached
cooler.
Does any other booth at the show have a FISHTALES pinball game you can play for free? It’s a great game and we know you’ll have a good time playing it at our booth.
Click on the link below for times and other information about the show.
Buy Tickets to Enter the Show – Find our booth for free entries to our giveaways
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7 years ago
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by
Steven Castle ·
Comments Off on Flood Insurance or Not?
With the recent floods in Texas and Florida, we’ve been getting inquires about flood insurance. Here’s a general guide on how to choose:
Home Owner Insurance:
Covers internally generated water damage: pipe bursts, water leaks, washer leaks
Deductible applies from homeowner policy
Extra protection may be added to cover basements, sumps etc.
Many policies cover water damage from outside sources if damage occurred from something other than water (such as a falling tree on your roof).
Statistic: Nearly 80% of homes impacted in Hurricane Harvey (Houston 2017) did not have flood insurance.
Flood Insurance:
Specifically covers damage caused from external water sources: such as flooded areas caused by natural conditions (rain), runoff water, water erosion.
May need to add coverage for man-made external source, such as a levee breach.
Usually does not cover damage from landslides
Should be added if your home/property is on a flood plain or flood risk zone.
Consider add if your home is NEAR a flood plain or flood risk zone. Often flooded areas extend past the flood boundaries in “50 year” storm scenarios.
If your home is damaged from a flood and the area is marked for emergency funds, FEMA caps out at $33,300
Statistic: nearly 20 percent of national flood insurance claims come from low- to moderate-risk flood zones.
Check here to see FEMA Flood Zone Areas , find your home, then select “View Web Map” to see the current flood zones.
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