New year – new claim?

As an insurance agent, my #1 goal is to assist families and businesses in the case of a claim. That’s what insurance is for: to put your family and your possessions back as they were before the claim.

In dealing with tons of families over the past several years with home owner’s claims, losses, injuries, and accidents, I’ve learned that accident prevention is so much better than dealing with the aftermath of a loss. Your grandma was right. ” An ounce of prevention is worth a pound of cure”.

Here are a few items to check in your home to head off a claim situation:

Check batteries in your safety systems and alarms in your home. Your smoke detector and carbon monoxide detector are a couple alarms that you should check often.

How about your furnace filter? Changing it often not only helps with the air quality in your home, but helps keep your furnace working safely.

It would be good idea to check your fire extinguisher’s expiration date and be sure it is current. Don’t have one? Get one! A good rule of thumb is to place one in the kitchen, one in the garage and on each floor of your home if you really want to be extra cautious.

Does your home security system run on batteries? Most are hard-wired, but if you have an older system, take a quick moment and verify the batteries are working properly.

As always, if you have specific questions about your insurance policy, contact your agent. I am always happy to help as well.